Pluto for Construction Companies
Expense Management Software for UAE Construction Companies
Optimize Your Construction Operations—from Site Management to Project Reimbursements—using Pluto’s All-in-One Expense Management and Corporate Card Solution
Up to 2% unlimited Cashback* on over 100+ Currency Spends using Pluto Card
4.6 stars from
400+ reviews
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4.8 / 5.0 star from Finance Professionals
Trusted by the largest UAE Finance Teams
TVC & Music Video Production
Government Services
Aviation Company
Transportation
Travel
Largest Chemical Distributor
Real estate platform
Beauty
Transportation
TVC & Music Video Production
Government Services
Aviation Company
Transportation
Travel
Largest Chemical Distributor
Real estate platform
Beauty
Transportation
Real Estate
Mobile Car Services
Proptech company
Advertising and PR
Media
Media
Public Relations
Payments platform
Real Estate
Mobile Car Services
Proptech company
Advertising and PR
Media
Media
Public Relations
Payments platform
Streamline Construction Expenses with Pluto
Procurement • Vendor Payments • Employee Reimbursements
Control Every Dirham Spent
Set spend controls based on construction sites, teams, or project budgets. Gain real-time visibility into expenses for better cost allocation and ensure your construction projects stay on track and within budget.
Eliminate the Need for Petty Cash
Replace traditional petty cash systems by issuing expense cards to site managers or supervisors. Ensure immediate access to funds for equipment, materials, or other urgent needs while maintaining full transparency and accountability.
Automate Purchase Requests and Vendor Payments
Simplify purchase requests and vendor payments with a single platform. Reduce manual processes, improve accuracy, and ensure seamless procurement for materials, equipment, and project-specific operations.
Integrate with Pluto in 5 minutes
Integrate your accounting software with Pluto and automate reconciliation with your GL codes & tax codes. Transactions happen using Pluto’s Corporate Cards, Reimbursements & Pluto’s Account Payables module - they then sync with your accounting GL code for easy imports.
Spend management that scales with your manufacturing
Set Spend Rules
Assign budgeted expense cards to property managers, project teams, or departments to track spending across operations.
Set daily, monthly, or project-specific transaction limits to avoid budget overruns.
Create supplier-specific cards to restrict purchases to approved vendors, such as maintenance contractors, utility providers, or material suppliers.
Prevent Fraud and Misuse
Automate alerts for upcoming vendor payments or schedule them in advance based on lease or maintenance cycles.
Gain real-time visibility into vendor payments and avoid late payment penalties.
Instantly lock or freeze cards from the Pluto app to prevent unauthorized use by team members or vendors.
Unlock funds in real time for emergency repairs or urgent property-related needs, ensuring full compliance with company policies.
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Gain 100% visibility
Monitor all property-related expenses in a centralized dashboard, segmented by project, location, or department.
Access real-time insights into utility bills, maintenance costs, and project budgets.
Eliminate manual tracking efforts with accurate, up-to-date spending data to make informed financial decisions.
Simple solutions made for your team
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Streamline Receipt Collection with WhatsApp
On-the-go managers can submit receipts for card transactions, reimbursements, and per diem requests directly through WhatsApp or the Pluto mobile app.
Avoid the hassle of collecting, scanning, and storing physical receipts for property maintenance or site visits.
Effortlessly manage expense documentation during tenant interactions or vendor meetings.
Upload your receipts also via
Process Email Receipts & Invoices in One Click
Simplify invoice processing by forwarding email receipts and invoices to your unique Pluto inbox.
Pluto extracts key details with OCR technology, enabling seamless processing for payments to contractors, utilities, or material suppliers.
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Reduce Administrative Burden with Intelligent OCR
Snap a picture of invoices or receipts, and Pluto automatically extracts and fills key details.
Multilingual OCR, including Arabic, simplifies expense documentation for international vendors or properties.
Free up your admin team’s time to focus on high-value tasks.
Detect Out-of-Policy Spending Automatically
Get real-time alerts for duplicate invoice submissions or expenses outside pre-approved budgets.
Lock cards instantly if used outside designated vendors or project-specific spending limits.
Automate invoice workflows to avoid late payment fees and reduce manual intervention.
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Customize Approval Workflows for Real Estate Operations
Eliminate the need for manual email approvals with custom workflows tailored to real estate needs.
Define specific approval processes for maintenance, repairs, project budgets, or lease-related expenses.
Ensure every expense request is controlled, auditable, and aligned with company policies.
Security measures
Use Pluto’s corporate cards anywhere
With Pluto's corporate cards, your employees gain the freedom to use their cards at the most suitable and economical merchants that welcome Visa or Mastercard across 200+ countries.
Get cost and spend reporting by SKU, vendor, department, branch, location & more
How Pluto works
Issue corporate cards
Equip every employee with our powerful corporate cards.
Full control and visibility
Monitor spend on each SKU, vendor, department, branch or location through Pluto's dashboard.
Effortless approvals
Define a hierarchy & have expenses follow a structured approval process.
Automated reporting
Access insights in real-time. Whether it's daily, weekly, or monthly reports, our platform generates the data you need at the frequency you desire.
Helping MENA Teams Manage their Finances
Works with your existing bank account. Accepted in 200+ countries.
© Pluto Card is a Pluto Financial Services Inc. company 2025
1 The maximum cashback that can be received on a transaction is 2%. Cashback received varies depending on several factors including the tier of Pluto subscription, type of payments made and other factors.
2 Free invoice payments are available for customers who use “Pay via Pluto” on any International FX Payments that are greater than $6,000 USD in value.
The Corporate Prepaid Card Program is provided by Pluto through Nymcard Payment Services LLC under the applicable payment network and Bank Identification Number Sponsorship of Mashreq Bank PSC. This is pursuant to the license by Visa® Inc and Mastercard and is available for the residents of UAE subject to Terms and Conditions of use.
Pluto Technologies Limited, DIFC is provider of the technology platform for ‘Pay via Pluto Product’ while the payment services are offered by InterPay Limited (Trade Name TransferMate Global Payments) under its regulated license from the Central Bank of Ireland as an Electronic Money Institution under registration reference number C42802.
In UAE, Interpay Ltd t/a TransferMate is Authorised by the Dubai Financial Services Authority (DFSA) to operate a Representative Office under license no. F005449.
More information InterPay Limited can be found at https://www.transfermate.com/