The most powerful corporate cards built for modern finance teams
With smart corporate cards for enterprises and startups, Pluto makes it easy for companies to manage account payables & automate expense accounting while staying in complete control of their spending.
4.8 / 5.0 star from Finance Professionals
Trusted by the largest UAE Finance Teams
TVC & Music Video Production
Government Services
Aviation Company
Transportation
Travel
Largest Chemical Distributor
Real estate platform
Beauty
Transportation
TVC & Music Video Production
Government Services
Aviation Company
Transportation
Travel
Largest Chemical Distributor
Real estate platform
Beauty
Transportation
Real Estate
Mobile Car Services
Proptech company
Advertising and PR
Media
Media
Public Relations
Payments platform
Real Estate
Mobile Car Services
Proptech company
Advertising and PR
Media
Media
Public Relations
Payments platform
See how your team can save 30%+ in monthly time spent by switching to Pluto.
Always at the end of this month we used to get these huge groups of receipts to process… but now that we have a system that allows us to process in real time ahead of the month end everything becomes more powerful and controlled for the team.
Gabriel Garcia, Head of Financial Services
Keyper
Pluto definitely helps the business manage their operational spending in a most efficient manner and provide visibility of how the forecast would look like. Before Pluto, me as a CFO had to wait for a month end report to understand the spending and frequency of the same but now with Pluto have much better visibility on each department and their frequency of spending.
Jarna Gaglaani, CFO
UDrive
Pluto’s corporate cards for enterprises and startups come bundled with unmatched benefits
Corporate cards that controls your budget automatically
Set strict budgets on each card. With Pluto’s corporate card, decline any transaction that exceeds the budget automatically
Get unlimited virtual and physical cards for your team with inbuilt budget controls so they are always compliant
Automatic sync with the general ledger
Integrate with all major accounting softwares including Xero, Zoho, Quickbooks, NetSuite & Dynamics
Sync all your transactions with the GL with accurate categorizations in one click
Save hours with automatic reconciliation that happens in real time
Corporate cards that puts you in control
Stop chasing after employees for receipts; Pluto does it for you
Automatically record ATM withdrawals as unreconciled cash on hand
Issue vendor-specific cards that auto-lock on violation
Send transactions to the manager or department head for review
A flexible workflow builder built for your needs
Build and customize your own approval workflows to meet your needs
Use custom fields to capture the right information from your employees
Because MENA finance teams deserve the best software
Work without Pluto
Work with Pluto
FAQ
What are corporate cards?
Corporate cards, whether physical or virtual, are a secure way to manage and track business expenses. They are linked to the company's account, not individual employees, providing an extra layer of security. With features like higher spending limits, tailored rewards, and automated expense reporting, corporate cards offer peace of mind in financial management for businesses.
How do UAE businesses benefit from Pluto’s corporate cards?
Pluto’s corporate cards simplify managing business expenses by providing real-time tracking, automatic categorization, and integration with major accounting software like Xero and QuickBooks. This results in significant time savings in reconciliation and enhances financial accuracy. Additionally, Pluto's cards allow for issuing unlimited virtual and physical cards, complete with budget controls, ensuring compliance and preventing overspending. This makes them an invaluable asset for UAE companies aiming to maintain strict budget oversight and improve expense management efficiency.
How does a corporate card works?
A corporate card provides employees with a payment tool for business-related expenses directly linked to the company's financial account. Here's how it typically operates:
- Issuance: The company issues the corporate card to an employee based on their role and spending needs.
- Use for Expenses: Employees use the card for eligible business expenses, such as travel, client meetings, or office supplies.
- Spending Controls: Companies can set specific spending limits and restrictions on each card, which can include daily limits, merchant category restrictions, or even geographic limitations.
- Tracking and Reporting: All transactions made with the card are tracked and recorded automatically. This data can be accessed through the company’s spend management platform.
- Integration with Accounting: Transactions are automatically categorized and synced with the company’s accounting software, facilitating real-time financial tracking and easier reconciliation.
- Review and Approval: Transactions can be reviewed and approved by managers or finance teams, ensuring compliance with company policies.
Are corporate cards and credit cards the same?
Corporate cards are issued to employees to manage business expenses, with the company holding payment liability. Credit cards can be personal or business-oriented, with liability depending on the card type. Corporate cards often feature enhanced controls for business spending and integration with accounting systems, while credit cards typically focus more on personal benefits like rewards or cash back.
