Expense Management Built for Modern Businesses
Zero
Setup or Monthly Fees
Unlimited
Virtual and Physical Cards for 50 Users
Instant
Approvals on all Virtual Cards





Trusted by 1000s of Finance Managers & Businesses, Globally.
Leader in Spend Management
across EMEA - 2025
across EMEA - 2025
Over 500+ reviews across G2
ApprovalFlow
Automate your approvals with Pluto ApprovalFlow™
Set custom rules by amount, team, or vendor. Route approvals, get real-time alerts, and manage everything — with full audit trails and built-in chat.
Custom rules by amount, team, vendor
Smart routing with multi-step approvals
Real-time alerts and mobile-ready approvals
Emergency overrides with full audit trail
Chat + logs baked into every transaction

Document Control
Store all your documents in Pluto Inbox
A single hub for all your receipts, invoices, and financial documents — organized, searchable, and always up to date.
Drag-and-drop, WhatsApp, or Email intake
Auto-matching to expenses & document recognition
Shared inboxes for teams
Easy review & processing
Status tracking with smart aging logic

Worry-Free Enforcement of your spending policies with corporate cards
Vendor-specific cards
Take control of vendor payments & eliminate wasteful spend
Allocate funds exclusively to approved vendors
Automatically block unauthorized transactions
Improve spend tracking and reporting by vendor
Strengthen compliance and vendor relationships
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Employee expense cards
Empower your team with secure, personalized corporate cards for every need.
Issue unlimited virtual and physical cards
Set individual budgets and spending limits
Eliminate card sharing and misuse
Increase accountability with clear ownership
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Zero balance cards
Pluto’s just-in-time cards fund only at purchase—full control, protected capital.
Full control over spend
Minimize overspending risk
Budgets unlock at purchase
Preserve working capital
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Budget-Controlled Corporate Cards
Give your team flexibility for larger, on-the-spot transactions with preset limits and full tracking.
Flexible spending within limits
Track costs by center
Balance freedom and control
Allocate spend with precision
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Auto-lock on receipt violation
Cards auto-lock on policy violations, ensuring receipt compliance.
Auto-lock on violations
Receipts filed on time
Enforce policy compliance
Save admin effort
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