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1.2% Unlimited Cashback on all Card Spending
Cashback Corporate Cards & Expense Management Platform
Control every type of company spend. From reimbursements and corporate card purchases
to procurement and bill payments — meet Pluto and save 100+ hours every month
Free for SMBs
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Your Workflow. Fully Automated
Get 1.20% Unlimited Cash back
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Everything you need to manage all
company spending
Trusted by 1000s of Finance Managers & Businesses, Globally.
Leader in Spend Management
across EMEA - 2025
across EMEA - 2025
Over 500+ reviews across G2
“We have been using Pluto for a few months now, and we literally have everything in one place.”
Lee Kersen Mascarenhas, Head of Operations at BloomingBox
“We have 400 staff members, with such a large operation cash flow management becomes a huge hassle. That’s where Puto Card came in. Pluto helped us carry out large scale finance transformation giving us clear visibility into every single company expense.”
Farhan Ali, Co-founder, EZ-Hire
“For us, the main benefit of Pluto is that we don't have to think about petty cash and worry about spending at all. It runs on Autopilot and Pluto prompts us when it needs attention”
Gabriel Garcia, Head of Financial Services
Rewards built to empower
Real Small Business Owners
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Limited time offer
Up to
$5,000
Get up to $5,000 in welcome bonus rewards if you join before September 15th. T&Cs apply.
Book a consultation with Pluto Sales.
Book a DemoInternational cashback
Up to
2%
On all FX transactions
Domestic cashback
Up to
1.2%
On all Domestic transactions
Who we are built for
Whether you are an SME or a Large Group holding Enterprise, Pluto helps businesses of all types control their company spending..
“Pluto has transformed the way we manage spending. 650+ employees rely on Pluto for spend requests along with the Finance team who heavily rely on Pluto's AP & Spend modules.”
Meet PlutoIQ: AI Assistant That Does the Work for You
Automatic reconciliation
Pluto keeps your books updated in real time
AI bookkeeping operates in the background to ensure your records are accurate, combining real-time expense tracking, automated bookkeeping, and error-free accounting.
AI spend analytics
Turn spend data into smarter decisions — instantly
Pluto’s AI automatically surfaces the spend trends and anomalies that matter to help you make better decisions. Instantly answer any finance question, from “Marketing spend last quarter?” to “Which teams are over budget?" — with live, intuitive charts that spotlights where money goes, why it’s shifting, and how to act.
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AI receipt matching
Receipts scanned, coded, and reconciled — instantly
Snap a photo, and Pluto’s AI intelligently extracts every detail, down to individual line-items. It instantly matches receipts to transactions and automatically flags any spending that violates company policies.
No manual entry, no missing receipts, zero compliance gaps — just effortless reconciliation.
No manual entry, no missing receipts, zero compliance gaps — just effortless reconciliation.
50+ integrations: Connect Pluto to your Ecosystem
Pluto works seamlessly with QuickBooks, Xero, NetSuite, and other essential business tools. Automate data flow, eliminate manual entry, and keep your financial ecosystem perfectly synchronized.
Transform Your Finance team within 8 business days
The Old Way
OTP sharing, petty cash vouchers, email request mess, overspending...
Now with Pluto
Your cards, expenses, budgets and team spending — all in one centralized system.
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Plans that Scale with You Free forever for SMEs
Free
For small businesses (<20 employees)
$0
per month
Features:
Up to 5 card users
10 virtual cards
1 physical card per user
Collect receipts using WhatsApp
AI-powered OCR receipt capture
Airport Lounge Access
Growth
Recommended
10x more savings than any competitors.
$99
$29
per month
Features:
30 users, included
Up to 1.25% domestic cash back*
Up to 2% unlimited foreign cashback
Issue cards to GCC employees
Bill Management: for AP teams
Employee Reimbursements Module
Enterprise
Ideal for 100+ employee businesses.
Custom Pricing
Features:
Unlimited users & cards
Advanced ERP integrations (SAP, Oracle, etc.)
Custom spend policies & SAML SSO
Dedicated implementation & support
Multi-organization & shared finance teams
Open API for custom integrations
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Get a free
consultation!
Talk to sales
Frequently asked questions
What is Pluto and how does it help my business?
Who can benefit from using Pluto?
What makes Pluto different from traditional expense management tools?
Does Pluto integrate with accounting and ERP systems?
Can I use Pluto to make international payments?
Ready to get started?
Start for Free
