4.8 stars on G2

400+ reviews

Accepted worldwide without limits

Meet the Leader In Expense Management.

EXPENSE MANAGEMENT & AP AUTOMATION SOFTWARE BUILT FOR:

Xero

NetSuite

Zoho

QuickBooks

Microsoft 365

+ 18 other ERPs

0

$USD/month

Platform features:

Up to 5 smart corporate card users

10 Virtual cards per user

1 Physical Card Per User

Apple Pay, Samsung Pay & Google Pay Support

Collect receipts using WhatsApp

AI Powered OCR & auto-receipt matching

Real-time spending controls with basic approval workflows

Real-time transaction tracking

MasterCard™️DragonPass Access to 1200+ Airport Lounges

MasterCard™️ Zero Liability Protection Policy

Chat & Email Support

Create а free account

$99/month FREE*

Everything in Starter, Plus:

30 users included ($9 USD/month per additional user)

Domestic Cashback: Up to 1.25% cashback*

Foreign Cashback: 2% unlimited cashback

Free wire transfers: for cross-currency bills above $6,000 USD in value

Quick Top Ups with Dedicated Virtual IBAN

Issue cards to GCC employees

All control features of Corporate Cards Module

Bill Management: for AP teams (OCR Invoice Capture, automated approvals, low cost wires to China, India, Pakistan, Europe & more)

Aging 7 day, 15 day, 30 day & overdue Bills Report

Digital Petty Cash Module to manage Cash Spending

Non-Card Employee Reimbursement & Per diem management

Pluto Automated Receipt Chaser

Custom approval flows: your rules, automated, fully customized

1-click reconciliation: Sync with Xero, QuickBooks, Zoho & more

Dedicated Finance Automation Specialist Support

Custom Analytics & Dashboard

Multi-Subsidiary support (paid add-on)

Budget auto pilot (paid add-on)

Intake-to-Pay (paid add-on)

* Up to 1.25% cashback on domestic transactions (capped to the subscription fee making Pluto free of cost for most businesses!). Unlimited 2% cashback on cross border transactions – yes, no caps.

** Terms & Conditions Apply. Available for new customers only. Offer valid until September 1st, 2025. Talk to our dedicated account manager for more details.

Book a Demo

Custom

Everything in Growth, plus:

Unlimited users

Global Operations Support: onboard other entities in Cayman Islands, USA, Canada & other global subsidiaries via Pluto’s Global Ecosystem

Pluto Collect — unified document inbox for receipts, invoices, contracts, POs & more. One place for finance, procurement & AP to work together

Pluto Procurement Module (intake-to-pay)

Track Purchase Requests, Vendor Contracts, Renewals, PO backed spends and more.

Budget Autopilot

Bi-directional Sync with NetSuite, MS Dynamics & other Enterprise ERPs

Open API support for custom integrations

SSO/SAML Based Login

HR Platform Integration for User Access

Fully customized implementation

One click AI Powered Reconciliation

AI Powered Analytics

Smart Vendor Portal for PO (Purchase Order) backed spending

Dedicated Implementation & Account Manager with White Glove Onboarding

Pluto Led Company wide training

Book a Custom Consultation

أكثر من أكثر من 1,000,000,000 درهم إماراتي يتم التحكم في الإنفاق لكل من قادة الصناعة والشركات الصغيرة والمتوسطة

EMEA’s Regional Leader in Expense Management

Pluto is an ISO/IEC 27001:2022
Certified Organization

4.6 stars on G2 from 450+ reviews

Compare
Plans

Starter (Free)

Create your Free Account

Growth ($99/month)

Book a Demo

Enterprise (Custom)

Book a Custom Consultation

Corporate Card Platform

Users Included

10 users

30 users(
$9 per additional user)

Unlimited

Premium Physical Card per User

Unlimited Virtual Cards

Airport Lounge Access

Control over ATM withdrawals

Track ATM withdrawals using petty cash reports

Add on

Domestic Cashback

Up to 1.25%
(capped to subscription cost)

International Cashback

Up to 2% (unlimited)

International cards for employees outside UAE (within GCC)

Daily, Monthly, Yearly & one time spend limit cards

Per transaction spend limit – make sure no one spends more than a certain amount on a single transaction

Maker-checker flow for card creation and card funding

Zero-Limit Cards

Spend Category Restriction

Card vendor specific restrictions

AI Powered OCR & Receipt Auto Matching with Card Transactions

Apple Pay, Google Pay & Samsung Pay

3D Security for online payments

ATM Withdrawal Fee

AED 5.5

AED 3

MasterCard Zero Liability Protection Program

Expense Management

WhatsApp Receipt Collection & Auto-matching to the correct transaction

10 users

30 users
($9 per additional user)

Unlimited

iOS & Android Mobile App for Receipt Collection

User friendly Web App that employees love!

Admin view for all company wide spending

Manager view for team wide spending

Bulk approval and saved filters for quick actions

Bulk receipt OCR – Process 99+ receipts in 8 seconds

Audit-trails & In-app Chat

Email based receipt collection

Duplicate Receipt Detection – Find receipts that have been resubmitted across your org

Automatic Receipt Chaser - Pluto reminds employees for receipts & escalates when policy is violated

Split Expenses into Line Items

Configurable expense review policies by department, category, & any custom attributes

Delegation Support – enable Executive Assistants to submit expense reports on behalf of others

Pluto Collect – AI Powered Unified Inbox for Finance Teams

Fully customized expense report forms – collect information from employees specific to your company’s structure

Slack & MS Teams based receipt collection

Add-on

Bill Management

Bills Module Included

Dedicated E-mail to Capture AP invoices

OCR Invoice Processing

Vendor Sync with ERP e.g. NetSuite

Vendor Portal for Vendors to upload invoices

Wire Transfer Fees

Free for cross-currency bills > $6000 USD

Aging invoice reports

Budget validation

Add On

Up to 2% (unlimited)

PO validation

Add On

Always-on Audit Trails

AI Powered GL Coding of Line Items

Pluto Collect – AI Powered Unified Document Inbox

(BETA)

Out-of-Pocket Expenses / Reimbursements

Employee Reimbursements & Per Diem Submission

Multi-location & Multi-currency Expense Reports for Global Employees

AI-Powered OCR Scanner

Groups expenses into expense reports

Submit Reimbursement Receipts via WhatsApp

Set custom currency conversion rates for Global Employees

Executive Delegation Access

Direct API based connectivity to Payroll

Custom Pricing

Digital Petty Cash Register

Digital Petty Cash Module to replace Cash Vouchers

Add-on

Included

Team based cash float tracking

Automatically capture ATM withdrawals as cash on hand

Cash expense review tracking

Procurement Automation

Procurement Module Access

Add-on

Dynamic Purchase Request Forms

Basic Forms

Smart forms with Dynamic Routing

Custom Approval Chains

Budget Control

Add-on

Automatically Create Purchase Orders

2-way & 3-way matching

2-way matching

3-way matching

Contract Management

Vendor Portal

Automations & Policy Management

Budget Automation with Sub Budget Support

Add-on

Custom Budget Reconciliation Rule Management

Accounting Workflow Automation

AI Reconciliation that saves you 30+ hours every month

Custom Approval & Workflow Automation

Maker Checker Card Request Flow

Custom CSV based accounting export

Regular Export

Custom Export

Direct Sync with Xero, QBO, Zoho, Odoo(Beta)

Direct Sync with NetSuite, MS Dynamics

Custom ERP Integration

Infrastructure & Global Business Support

Dedicated Virtual IBANS for Quick Top Ups

API Access

Custom ERP integration

SSO / SAML

Multi-Org Support

Add-on

HR Platform Integration

Add-on

Onboard US, Canada, Cayman Islands & other Global Entities

Add-on

يثق به الآلاف من المديرين الماليين و الأعمال

رائدة في إدارة الإنفاق
عبر أوروبا والشرق الأوسط - 2025

أكثر من 500 تقييم عبر G2

«نحن نستخدم بلوتو منذ بضعة أشهر، ولدينا حرفيًا كل شيء في مكان واحد.»

لي كيرسن ماسكارينهاس، رئيس العمليات في BloomingBox

اقرأ القصة

“We have 400 staff members, with such a large operation cash flow management becomes a huge hassle. That’s where Puto Card came in. Pluto helped us carry out large scale finance transformation giving us clear visibility into every single company expense.”

جارنا جاغلااني، رئيس الخدمات المالية

اقرأ القصة

«بالنسبة لنا، تتمثل الفائدة الرئيسية لبلوتو في أنه لا يتعين علينا التفكير في المصروفات النثرية والقلق بشأن الإنفاق على الإطلاق. إنه يعمل على Autopilot ويطالبنا بلوتو عندما يحتاج إلى الاهتمام»

غابرييل غارسيا، رئيس الخدمات المالية

اقرأ القصة

Seamlessأكثر من 50 عملية تكامل:

يعمل بلوتو بسلاسة مع QuickBooks و Xero و NetSuite وأدوات الأعمال الأساسية الأخرى. قم بأتمتة تدفق البيانات، والقضاء على الإدخال اليدوي، والحفاظ على مزامنة النظام المالي الخاص بك بشكل مثالي.

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